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Do all credit bureaus offer credit freezes for free?

Note that a new federal law requires all three bureaus to offer freezes for free as of Sept. 21, 2018, according to the Federal Trade Commission. Here’s how to place a credit freeze at each of the three bureaus.

How do I freeze my credit?

How do you freeze your credit at each bureau? To freeze your credit, which is different from locking your credit, contact each of the three major consumer credit bureaus — Equifax, Experian and TransUnion — and request a credit freeze. When you make the request, you’ll need to provide your name, address, birth date and Social Security number.

Who can place a credit freeze?

Learn what they do and how to place them. Who can place one: Anyone can freeze their credit report, even if their identity has not been stolen. What it does: A credit freeze restricts access to your credit report, which means you — or others — won’t be able to open a new credit account while the freeze is in place.

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